What is the difference?
Panelized, Packaged,
Pre-cut, Pre-fab or Kit Homes –These terms refer to a “stick built” home
constructed of factory-built wall panels with the windows installed and roof
trusses which are shipped to the site on trucks and lifted into place. When finished, a panelized home will be indistinguishable
from a “site-built” home but as any custom home they must comply with the local
building codes. But unlike a “site-built”
home construction time is greatly reduced and is less expensive to build.
Modular or “Off-frame”
Homes – These terms refer to a factory-built house constructed to the HUD
Code and the regulation of factories producing these homes is strict. Modular homes can be single- or
multi-sectional and are typically built on a 2 x 10 platform designed to be
placed over a crawl space. Modular homes
have completed finishes so the design choices are limited but this is a
comparatively quick and less expensive method of construction.
Manufactured or “On-frame”
Homes – These terms refer to a house built on a permanent chassis and
presently are not built to the HUD Code and do not meet the standards for
conventional financing. These homes are
completed in the factory and offer few design options but construction is quick
and they are the least expensive method of construction.
Deciding which type of home is better than the other
depends on the individual situation:
Transport - Since all but site-built homes are built to
be transported accessibility of the site is critical. As panelized homes are in smaller bundles
unloaded from a larger trailer they are deliverable to all but a few sites but no
special license is required as with a manufactured home.
Selling – A panelized home sells and
finances as any other custom stick built home.
The State’s manufactured housing board regulates and licenses persons
selling manufactured and modular homes. A real estate license is not required
to sell a panelized home package, modular or manufactured home not affixed to
real estate.
When planning on installing a manufactured or modular
home on a property, it may be necessary to see if there are any subdivision
covenants or zoning codes that may prevent the presence of a manufactured or
modular home on the property.
Additionally, when selling manufactured or modular homes this fact must
be disclosed. A serial number and label
is permanently attached to these homes showing compliance with building code
standards (modular) and HUD code (manufactured) or both.
Simply put a
panelized home package has all of the benefits of a custom site-built home providing higher quality at a lower cost.
It allows the home owner complete freedom in the design of the home and
choice of materials and it sells and finances and appreciates in value as a normal
house would. Although the quality of
modular and manufactured homes has increased tremendously, one should still
consider the long term value when constructing your dream home.
For more information go to www.northcoastpackagedhomes.com
For more information go to www.northcoastpackagedhomes.com
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